By Page H. Gifford
Correspondent
The more we are online, the more we surf the net, the chances of getting scammed increase. All online activity leaves a trace. Scammers continue to find more sophisticated and complex ways to obtain personal and financial information, using this trace, or “footprint,” to learn more about you.
The larger your digital footprint is, the more likely you are to be a target for cyberattacks and fraud. Cyber-enabled fraud was responsible for almost 83 percent of all losses reported to the FBI in 2024. A focus on minimizing your digital footprint will help reduce the risk of identity theft, fraud, and other online threats.
Vanishing from the internet entirely is not the solution. You should be cautious about sharing personal information with a stranger; it’s important to be intentional about the data you share online. Taking steps to protect your privacy helps ensure your digital presence remains secure and well-managed.
One example: the Fluvanna County Sheriff’s Office has warned residents about an unknown individual claiming to be “Deputy Davis” of the Fluvanna County Sheriff’s Office. The scammers tell you to call a certain number. If you call the number, there is an answering machine claiming to be the Fluvanna County Sheriff’s Office. This is a scam. There is no deputy named Davis, and that is not the number for the sheriff’s office. The sheriff’s office suggests that if anyone receives a call from someone claiming to be deputy Davis, do not provide any personal information. Hang up and report the call to the actual sheriff’s office at 434-589-8211.
Banks, including Atlantic Union Bank and Trust, and investment firms like Merril Lynch have been warning their customers and passing along tips to stay safe online and protect information. They cite a variety of scams, including an investment scam trend or the “pump and dump” scams, email compromise scams target businesses, bank imposter scams and more. All of them are online and designed to get money from you. Some are straightforward others are more elaborate and complex.
Three flags to look for:
If you are searching for a website, and sponsored links come up first. Sponsored links could be fraudulent. Avoid phishing attempts by bookmarking your trusted websites. Second, you receive an unsolicited text or pop-up instructing you to click on a link or to install security software. Clicking on unsolicited links or downloading software could result in malware on your device. Third, if someone has contacted you requesting a one-time authorization code, never share authorization codes with someone who has contacted you, as it could result in account compromises. Other tips include:
Ask yourself “why?” before sharing information online.
Disable location services on your mobile devices.
Do not overshare your personal details on social networking sites.
Help yourself and avoid becoming a victim of cyber fraud, and take time to research and don’t feel pressured to act immediately. Always use reputable malware protection on your devices and keep your operating systems up to date. Enroll in multifactor authentication options for enhanced security. When in doubt, talk to your local banker or investment advisor when you suspect fraud.
