Habitat applicants go back to school

The classes will last 13 weeks, and cover budgeting, saving, credit, debt, mortgages, and more. They are being taught on a volunteer basis by Fluvanna resident Rudy Garcia, who is the owner and founder of Retirement Plan Advisors of Virginia, a company that specializes in helping businesses provide retirement plans for their employees. This is the first time Fluvanna Habitat has required credit classes for potential homeowners, and there are high hopes that learning these basics will better prepare homeowners to face the challenges of home ownership, as well as all future financial challenges.
At the end of the 13 weeks, Habitat hopes to have one or two applicants that pre-qualify for a mortgage loan. The rest of the applicants will continue working on their credit and personal budgeting until they too pre-qualify for a loan. The first applicant to make it through the application process will be offered the opportunity to purchase the Habitat house completed this past fall.
As Fluvanna Habitat continues to grow and streamline the construction process, it hopes to complete two houses this year, one starting in the spring and one in the fall. This means, that for the first time in its history, Fluvanna Habitat could potentially house three families in 2013.
Habitat would like to thank Lake Christian Church for volunteering the space for the credit counseling classes to meet. Community support is how Habitat survives and grows as an organization. If you would like to volunteer with Habitat, please visit our website at www.fluvannahabitat.org to fill out a volunteer application.